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An architecture for inserting listener targeted advertisements into Internet retransmission of terrestrial radio broadcasts is provided. An Internet server provides aggregation of a plurality of radio broadcast programming for dissemination over the Internet to a plurality of listeners/users. Each Internet provided radio broadcast includes advertisements targeted for each individual listener/user ...

A method of collecting and distributing medical information at a computer server is provided. The method includes the steps of establishing computer network communications between the computer server (24) and a plurality of medical institutions (28, 30, 32, 34, 36), establishing electronic communication between the computer server (24) and a medical transaction device (42), creating a database of ...

A method and system is provided for generating funds for a foundation mission statement, such as a charitable or not-for-profit organization or corporation. A set of variable single premium universal life insurance policies are obtained from an insurer on a block of individuals. A lender loans the funds needed to pay the insurance premiums and any other start up costs and first year costs. Over th...

A distribution system for transferring a plurality of items from a distribution center to a customer comprises a delivery device and a retail device. The delivery device identifies the items and maintains a delivery record of a transfer of the items from the distribution center to the customer. The retail device identifies the items and maintains a receipt record of the transfer of the items. Upon...

The present invention relates to an appliance for reading from and/or writing to optical recording media 1 having a first laser diode LD1 for producing a first scanning beam AS1 at a first wavelength lambda1 and having a second laser diode LD2 for producing a second scanning beam AS2 at a second wavelength lambda2, with the scanning beams AS1, AS2 running along a common optical axis 9, scanning an...

The present invention is a method of forming a composite including a carbon fiber layer surrounded by at least a single layer of non-woven fibers both above and below the carbon fiber layer. The layer(s) of carbon fiber and the layers of non-woven fibers are consolidated with a unique needle-punching method. According to another aspect of the invention, the layer(s) of carbon fiber and the layers ...

A method for advertising and package designs are provided for placing on an advertising piece a distinctive number for that piece, an internet address for a website, and an enticing offer to access the website; associating the advertising piece with a product unrelated to the advertising; distributing the product to consumers; and maintaining the internet website for access by using the distinctiv...

A gaming system is described which enables parimutuel wagering with instant payoffs on actual past events. The system, in one embodiment, includes a plurality of wager terminals coupled to a game server through a wide area network, such as the internet. The game server is a computer system configured to manage the entire game system. For example, the server maintains databases, controls and accoun...

Described are a method for the preparation of a multilayer coating and a coating material from an aqueous dispersion of a polymer with a particle diameter of the polymeric phase of 10 nm to 500 nm. The polymer has a number average molecular weight of 10,000 to 500,000 and an acid number of 12 to 40. The dispersion was obtained by polymerization without addition of emulsifier and in the presence of...

In many mixed-signal or radio frequency Rf applications, inductors and capacitors are needed at the same time. For a high performance inductor devices, a thick metal layer is needed to increase performance, usually requiring an extra masking process. The present invention describes both a structure and method of fabricating both copper metal-insulator-metal (MIM) capacitors and thick metal inducto...

There is disclosed a method of making a high dielectric capacitor of a semiconductor device using Ta2O5, BST((Ba1-xSrx)TiO3) etc. of a high dielectric characteristic as a capacitor dielectric film in a very high integrated memory device. The present invention has its object to provide a method of manufacturing a high dielectric capacitor of a semiconductor device, which can effectively remove carb...

The invention relates to a method of iteratively, selectively tuning the impedance of integrated semiconductor devices, by modifying the dopant profile of a region of low dopant concentration by controlled diffusion of dopants from one or more adjacent regions of higher dopant concentration through the melting action of a focussed heating source, for example a laser. In particular the method is di...

A method of forming a generally conformal iridium layer (preferably, an iridium metal layer optionally containing oxides of iridium) on a substrate, such as a semiconductor wafer, using complexes of the formula CpIr(CO)2 wherein Cp is a substituted or unsubstituted cyclopentadienyl ligand; and forming a generally conformal iridium layer on a surface of the substrate, wherein the layer is formed fr...

A method is provided for forming a patterned layer of resistive material in electrical contact with a layer of electrically conducting material. A three-layer structure is formed which comprises a metal conductive layer, an intermediate layer formed of material which is degradable by a chemical etchant, and a layer of resistive material of sufficient porosity such that the chemical etchant for sai...

The present invention is related to a semiconductor memory device that can prevent the capacitor damage caused by the effects of adsorbing and dissolving catalyst for the upper electrode of capacitor that uses ferroelectric. The solving means is to use the stacked layer, which is formed to have the respective effect such as Schottky barrier layer, hydrogen diffusion prevention layer, reaction barr...

The present invention provides a thin film resistor used in a semiconductor chip and its manufacturing method. The thin film resistor is first manufactured above a dielectric layer on the surface of a semiconductor chip. The manufacturing method comprises forming a resistor layer, a buffer layer and a protection layer in a predefined area on the surface of the dielectric layer; then forming an ins...