A system and method for analyzing an investment portfolio (14) having the steps of: a) receiving a communication from a user terminal, via a computer network (3), to initiate (16) a session for analyzing an investment portfolio for a user; b) receiving a description of a financial instrument in the portfolio (18), and; c) calculating a risk for the financial instrument (24). Thereafter, the calcul...

Tokenless biometric authorization of an electronic transaction between a consumer (7) and a merchant (1) uses an electronic identicator and an access device (6). A consumer registers with the identicator a registration biometric sample taken from the consumer's person. The consumer and merchant establish mutual communications (5) via the access device. The merchant proposes a commercial transactio...

A method of collecting and distributing medical information at a computer server is provided. The method includes the steps of establishing computer network communications between the computer server (24) and a plurality of medical institutions (28, 30, 32, 34, 36), establishing electronic communication between the computer server (24) and a medical transaction device (42), creating a database of ...

A method for advertising and package designs are provided for placing on an advertising piece a distinctive number for that piece, an internet address for a website, and an enticing offer to access the website; associating the advertising piece with a product unrelated to the advertising; distributing the product to consumers; and maintaining the internet website for access by using the distinctiv...

Disclosed herein is an after-sale service method for confectionery and bakery apparatuses using the Internet and system therefore. The after-sale service method includes the step of storing after-sale service technician information classified by locations and repair fields and the connection between the after-sale service technicians and their telephone numbers. Thereafter, there is searched for h...

A comprehensive system, process and article of manufacture to facilitate comprehensive institutional, regulatory and individual continuing education (a.k.a. "CE") requirements via a communications network comprising interactive processing components to facilitate web-based CE tracking and reporting for employers, group member registration, small business member registration, CE content providers &...

Die vorliegende Erfindung betrifft ein Gerät zum Lesen und/oder Beschreiben optischer Aufzeichnungsträger (1) mit einer ersten Laserdiode LD1 zum Erzeugen eines ersten Abtaststrahls AS1 einer ersten Wellenlänge lambda 1 und einer zweiten Laserdiode LD2 zum Erzeugen eines zweiten Abtaststrahls AS2 einer zweiten Wellenlänge lambda 2, wobei die Abstaststrahlen AS1, AS2 entlang einer gemeinsamen opt...

A distribution system for transferring a plurality of items from a distribution center to a customer comprises a delivery device and a retail device. The delivery device identifies the items and maintains a delivery record of a transfer of the items from the distribution center to the customer. The retail device identifies the items and maintains a receipt record of the transfer of the items. Upon...

An architecture (30) for inserting listener targeted advertisements (54) into Internet retransmission of terrestrial radio broadcasts (Station 1-3) is provided. An Internet server (36) provides aggregation of plurality of radio broadcast programming (Station 1-3) for dissemination over the Internet (34) to a plurality of listeners/users (32). Each Internet provided radio broadcast (Station 1-3) in...

A method and system is provided for generating funds for a foundation mission statement, such as a charitable or not-for-profit organization or corporation. A set of variable single premium universal life insurance policies are obtained from a insurer on a block of individuals. A lender loans the funds needed to pay the insurance premiums and any other start up costs and first year costs. Over the...

A software-based system for organizing information and conducting thematic inquiry using inductive analysis of material from multiple sources. The user gathers material on a chosen topic from multiple sources and for each source composes ideas that express the key concepts found in the source material. The software automatically pools the ideas from all the sources and presents them in a particula...

A communications system and a method using the Internet digital network or equivalent network and able to manage simultaneously voice conversations involving at least two clients respectively connected to input and output servers for the respective geographical area, connected together by means of said Internet network, at least one of said clients being a computer terminal able to establish an HT...

A system and method are disclosed for providing prepaid services via an open network architecture system having access to a network, such as the Internet via an Internet protocol. The architecture system is operated by a system operator and includes a customer profile database which stores various customer-related information, such as customer names and their respective payment and contact informa...

Remote support messaging is disclosed. A support organization (106) performs a support operation for a remote party (100). The support organization (106) submits a message relating to the support operation to a queue maintained on its digital processing system. The support organization (106) sends the message from the queue to the remote party's digital processing system. The message is shown on a...

A parsing technique suitable for use in electronic commerce that avoids the disadvantages of known monolithic parsers. The parsing system generates code specific to each input document and data stream type, which may then be updated as needed to handle document-specific idiosyncrasies without requiring modifications to the core parser code. As a user (10) defines parsing rules for extracting data ...

L'invention concerne un procédé et un programme informatique destinés au commerce électronique. Dans un mode de réalisation, le procédé consiste à recevoir un contenu électronique, à proposer automatiquement un droit de propriété intellectuelle concernant le contenu électronique, à recevoir une demande pour ce droit de propriété intellectuelle, et à transférer ledit droit de propriété intellectuel...

La présente invention concerne un procédé et un appareil de commerce électronique en temps réel. Dans un des modes de réalisation, un procédé consiste à stocker des données dans une base de données, ces données contenant au moins un ensemble de règles de commerçants, à surveiller les pages Web consultées par l'utilisateur, et à extraire de ces pages Web des informations. Ce procédé consiste encore...

L'invention concerne un système, un dispositif, et un procédé pour coordonner et faciliter des transactions commerciales. Un facilitateur de transactions électroniques est utilisé pour coordonner et faciliter des transactions commerciales entre diverses parties participant à toute ou partie d'une transaction. Le facilitateur de transactions électroniques reçoit, de préférence par courrier électron...