SISTEMA PARA CáLCULO DE JUROS. é descrito um sistema para cálculo de juros que compreende que compreende uma plataforma que inclui unidades de respostas audíveis (URAs) que recebem chamadas telefónicas e interagem com o usuário, cálculos on-line pela lnternet, plataformas disponíveis em aparelhos de telefone móveis e palm-tops ou centrais de atendimento ao usuário, os conhecidos call-centers carac...

A method and device for detecting and responding to impact loosening of thread joints at rock drilling, in which vibrations from a drill string ( 1 ) are sensed at the same time as a rock drilling machine ( 2 ) movable along a feed beam ( 6 ) exerts the drill string ( 1 ) to impacts without feeding the drill string ( 1 ) against a ground ( 3 ), the sensed vibrations are supplied to an analysis too...

A method and apparatus for triggering automatic emergency braking in a vehicle, such as a truck, provides an assistance function for avoiding or mitigating the effects of a rear end collision with a vehicle traveling ahead. A driver warning is triggered if a predefined warning condition requires that an automatic emergency braking process is triggered, but only after the expiration of a predefined...

The method for treating microcystin-containing water which detoxifies microcystin in the microcystin-containing water, the method comprises the step of: bringing the microcystin-containing water into contact with a Sphingomonas bacterium to degrade biologically the microcystin in the microcystin-containing water, wherein: the Sphingomonas bacterium is a strain FERM P-19480 which is deposited as st...

The present invention provides a ferrite magnet material comprising, as a main phase, a ferrite having a hexagonal structure, the main phase containing A, La, R, Fe and Co, wherein A is at least one element selected from Sr, Ba and Pb, R is Pr and/or Nd, and the proportions of the total metal elements A, La, R, Fe and Co in the main phase are respectively A: 1 to 13 atomic %, La: 0.003 to 10 atomi...

A method for preparing an open pourous polymer material, comprises forming of a polymer solution, addition of a porogen to the polymer solution and precipitation with water of polymer from the polymer solution, and the method then comprises removal of solvent and porogen from the polymer material wherein the precipitation is homogenous through that the water is in form of crystal water and that th...

This invention relates to solutions of polyurethaneureas in gamma-butyrolactone or mixtures of gamma-butyrolactone with toxicologically acceptable organic solvents. A process for coating substrates using these polyurethaneurea solutions, and substrates coated by said process are also provided. The substrates coated according to the invention are preferably textile products or leather, but material...

The present invention relates generally to the delulcanization of rubber. More specifically, the present invention relates to a process for the hydro-devulcanization of vulcanized rubber utilizing a rubber swelling solvent, a source of reactive hyrogen and elevated temperature and, optimally, also uses a dispersed molecular-scale hydrogenation catalyst that is introduced into the vulcanized rubber...

This focus test mask is provided with a test pattern that is projected onto a wafer via a projection optical system. This test pattern includes: a plurality of line patterns that are lined up in a direction of measurement; phase shift sections that are provided in areas adjacent to each of the plurality of line patterns and that are used to shift the phase of light passing through; and reference p...

A module ( 38 ), a terminal ( 12 ) including the module, and a system ( 10 ) including the terminal ( 12 ), are described. The module may be a printer module ( 38 ) comprising a print engine ( 60 ), a microcontroller ( 62 ), and a wireless receiver ( 66 ), such as a wireless modem, so that the module ( 38 ) is operable to receive data from a remote server ( 18 ) and to print the received data. The...

A messaging system ( 1 ) comprises a server which registers ( 2 ) clients (users) and stores uploaded contact data in contacts databases ( 11 ). The contact databases have meta data including profile attributes indicating the subject matter profiles of the contacts. A content manager ( 25 ) receives content items such as collateral parts and message text and stores them in content databases, also ...

A load balancing technique for use in a switch fabric balances network traffic from a plurality of end node devices based on the volume of traffic on the peripheral links, not simply the rated bandwidth of the peripheral links. In one embodiment, weight values, based on the volume of peripheral link traffic, are used to modify default cost values associated with the peripheral links. The modified ...

A system for determining a human occupation of a number of rooms (2a, 2b, 2c) comprises a number of presence measuring devices (4a, 4b, 4c) for the rooms. The presence measuring devices provide a presence indication 'free' if no persons are present and 'occupied' if persons are present in the rooms. A data processing device (10) is configured for reading-out the presence measuring devices, wherein...

A wetness-responsive fiber which is characterized by comprising a monofilame nt formed from a resin composition comprising a base resin as an optional ingredient, a resin having anionic groups, and a resin having cationic groups. It can be produced by melt-kneading a resin composition comprising a base resin as an optional ingredient, a resin having anionic groups, and a resin having cationic grou...

An adjustable down-hole tool, for example a drill-string stabiliser (10), comprises a body (12) having a through bore (16). A mandrel (18) is rotationally fixed but axially movable in the body, the mandrel bein g movable by fluid pressure in the tool against the action of a first return spring (44) between a first, activated position and a second deactivated position. A sleeve (66) is between shou...

A molded braking and support wheel assembly for a multi-wheeled wheelchair for a handicapped person. The wheel assembly includes a braking support wheel molded as a single unit of plastic or plastic-like material having concentric components including a tire receiving rim, a wheel bearing and brake assembly receiving hub, and spaced wheel spokes substantially radially extending between the hub and...

DISPOSITIVO QUE TEM UM CORPO QUE LEVA PELO MENOS UM PINO DE CONEXãO E PROCESSO DE FABRICAçãO DE TAL DISPOSITIVO. A invenção se refere a um dispositivo que tem um corpo (1) que leva pelo menos um pino (3) de conexão, no qual o pino compreende uma porção recoberta por uma bainha (6) que tem uma superfície externa cilíndrica circular, a bainha sendo fixada de maneira estanque ao pino e se estendendo ...

SISTEMA ELETRÈNICO PARA PROVER SERVIçOS BANCáRIOS, REDE BANCáRIA PARA TELEFONE MóVEL, E, MéTODO PARA PROVER UM SERVIçO BANCáRIOS. Um sistema eletrónico para prover serviços bancários compreende um servidor possuindo uma primeira interface para comunicação com dispositivos de telefonia móvel do usuário através de uma rede de telefone móvel; e uma segunda interface para comunicação com um intermediá...

COMPOSIçãO DE VERNIZ DE RESINA EPóXI PARA LAMINADOS CURáVEL, PROCESSO PARA PREPARAR UMA COMPOSIçãO DE VERNIZ PARA LAMINADOS DE RESINA EPóXI CURáVEL, PROCESSO PARA PREPARAR UM LAMINADO, LAMINADO E PRé-IMPREGNADO. A presente invenção refere-se a uma composição de epóxi laminada curável compreendendo (a) uma resina epóxi; (b) um copolímero em bloco anfifílico contendo pelo menos um segmento de bloco ...

SISTEMA E COMPUTADOR DE BORDO PARA CONTROLE DE MANUTENçãO DE VEìCULOS AUTOMOTORES O SISTEMA E COMPUTADOR DE BORDO PARA CONTROLE DE MANUTENçãO DE VEìCULOS AUTOMOTORES (1). Objeto desta patente, que inova radicalmente o Estado da Técnica de manutenção de veículos, se constitui em um Sistema e seus dispositivos eletrónicos e programas informáticos, para ser colocado a bordo de veículos automotores, o...